Loan to Value (LTV) expresses the total secured borrowing against a property as a percentage of the property?s value.
The LTV ratio reflects a lender's risk that they may not able to recover the money owed to them in the event of repossession.
The higher the Loan to Value the higher the risk to the lender, therefore higher Loan to Value offers are more scarce and attract higher rates of interest.
Take advantage of our simple ready to use LTV calculator on your website.
You can:
- Incorporate our calculator into any website
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