Personal Finances is a freeware home financial application for users on the go. Designed to run both on any PC or from any USB flash drive, the program lets user keep transactions - incomes and expenses and see whether you live on a budget, or overspend. The tool offers many graphs to help the user analyze the budget in all details and cut out unnecessary expenses.

The peculiarity of Personal Finances lies in its outstanding simplicity. Novice users can learn how to track expenses much quicker than with full-featured online home budget programs. Making and maintaining the budget in the tool is a matter of a few steps. The first step is to add accounts, such as bank account, credit cards, and wallet. The second step is to set up categories. It will allow the user to categorize and sort expenses and income and review financial information in a meaningful way through reports. The third step is to enter transactions, in other words, everything you earn and purchase, transaction by transaction. Transactions can be identified by categories, family members, and tags. Thanks to the easy-to-navigate design, the majority of data entry and budget tracking operations is less than a couple of mouse clicks away.

The user can review the financial position using the summary view of all accounts. The program helps to see whether you live within the money your make. You'll see how much money you have, how much you spend, how much is allocated to each member of the family and be able to determine the overspending categories that make the budget come out on the negative side and correct spending habits.

Personal Finances is freeware. Plus, there's another nice benefit in the application - it can be run from the USB flash drive, which means you can track your budget not only at home but also on a journey. Simply plug the USB stick into any PC and update or review expenses.

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