How To Get cheap Car Insurance as a young driver; Passing that driving test elicits a great feeling; but the real job starts with finding cheap car insurance for new drivers.
New drivers are charged nearly the same rates as young drivers. Both categories of drivers are considered high risk, thus attracting high insurance rates. Insurance companies calculate premiums based on potential risk presented. Unfortunately, both the young driver and the new driver lack the experience and caution needed to minimize risk on the road. A new driver is more likely to get into an accident than an older, more experienced driver. With these statistics, insurers have no choice but to shield themselves from potential loss by charging new drivers higher premiums.
Over time, as you drive more often, you will acquire the experience needed to gain confidence when driving alone.
Sometimes, accidents happen, not because we are careless, but because we misjudged the situation. This is more so in poor weather. It can be a real problem if you are not used to driving in the rain, fog or mist. Even as you gain experience, enroll for a defensive driving course in your area where you will learn what to do in every situation. With the skills learned, you will have better control of your car. Upon passing this test, the insurance company will consider you a better driver and give you cheap car insurance for new drivers rates.
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